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Overview
NOWPayments is a cryptocurrency payment gateway that enables businesses to accept payments in over 200 cryptocurrencies. It's designed to be easy to integrate with popular CMS platforms like WooCommerce, ZenCart, and WHMCS, making it accessible for businesses without extensive technical knowledge.
With competitive fees starting at 0.5% and support for instant settlements, NOWPayments is a solid choice for businesses looking to accept cryptocurrency payments. Their multi-level affiliate program also makes it attractive for partners.
NOWPayments is part of the ChangeNOW ecosystem, which provides additional services like crypto exchange and wallet solutions, creating a comprehensive crypto payment infrastructure.
Pricing Breakdown
Transaction Fees
| Service | Fee |
|---|---|
| Transaction Fee | 0.5% - 1.0% per transaction |
| Monthly Fee | None |
| Setup Fee | None |
| Minimum Transaction | Varies by cryptocurrency |
Competitive fees: NOWPayments offers some of the lowest fees in the industry, starting at just 0.5% for high-volume merchants. Fees vary based on the cryptocurrency and transaction volume.
Key Features
200+ Cryptocurrencies
Accept payments in Bitcoin, Ethereum, and 200+ other cryptocurrencies. One of the widest selections available.
CMS Integration
Easy plugins for WooCommerce, ZenCart, WHMCS, and other popular CMS platforms. Quick setup without coding.
API Integration
RESTful API for custom integrations. Well-documented with examples and webhook support for real-time updates.
Instant Settlements
Receive payments instantly in your chosen cryptocurrency. No waiting periods or batch processing delays.
Multi-Level Affiliate
Earn commissions through a multi-level affiliate program based on merchant turnover and referrals.
Payment Widgets
Easy-to-use payment widgets and buttons that can be embedded on any website with minimal setup.
Pros & Cons
✓ Pros
- Very low fees (0.5% - 1.0%)
- 200+ cryptocurrencies supported
- Easy CMS integrations
- No monthly fees
- Instant settlements
- Good API documentation
- Multi-level affiliate program
✗ Cons
- Limited to crypto payments
- Smaller brand recognition
- Crypto market volatility
- May require technical knowledge for API
- Regulatory considerations
Who Should Use NOWPayments?
E-commerce Stores
Online stores using WooCommerce, Shopify, or other CMS platforms that want to accept cryptocurrency payments.
Service Providers
Businesses offering services who want to accept crypto payments with easy integration options.
High-Volume Merchants
Businesses processing high volumes can benefit from NOWPayments' low 0.5% fee structure.
Multi-Crypto Businesses
Companies that want to accept a wide variety of cryptocurrencies beyond just Bitcoin and Ethereum.